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How To Cancel Tomo Credit Card? Cancel Tomo Credit Account!

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by

javierquiroz
in

how to cancel tomo boost

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I never saw a credit line reflected on my credit. Additionally, I’m not sure that paying $49.95 per month increased my credit score. Finally, when I submitted a request, via email, to cancel my account, I received two offers to continue the service for free. I responded to the second but received no response.

I saw online advertising of Tomo Credit…

Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. So, to know about the reason for the sudden closure of your Tomo Card, you need to get in touch with their customer service team. You can cancel the Tomo Card, either by logging into your TomoCredit Account or by getting in touch with their customer service team.

how to cancel tomo boost

You may qualify for perks, but not rewards

Now I cannot get them to quit emailing me and will not remove me from their email list. Our partners cannot pay us to guarantee favorable reviews of their products or services. Tomoboost is a complete scam I wouldn’t waste my money on them for anything. Emailed support over a month ago to cancel my subscription but yet again I was charged this month and refused to give a refund.

It goes against our guidelines to offer incentives for reviews. We also ensure all reviews are published without moderation. Once you log in, you will find the option to deactivate the card. Follow up with the steps and your Tomo Card will be deactivated. Provide them with your card details on the call and your Tomo Boost Credit Card will be cancelled.

If you need a quick cancellation, then directly make a call to the Tomo support team and start the cancellation procedure immediately. If you will face any difficulty while cancelling, then contact the Tomo Boost Customer Service team and ask them to cancel the card. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

  1. I’ve tried emailing them with not one response.
  2. Instead, the company’s proprietary technology can weigh many data points, a key few being your income (or income potential) and your account balances.
  3. Once you log in, you will find the option to deactivate the card.
  4. We also ensure all reviews are published without moderation.

There’s no APR because you can’t carry a balance …

After reading the reviews on Trustpilot I now know why, nothing but scams going on here. Taking peoples money and will not respond to anyone. So thankful I came to Trustpilot first before joining Tomoboost!!!!!! Thank you everyone for all your honest reviews.

Tomo credit card explanation on closing my card & changing to Tomo Boost

As of 2023, it returned to a waitlist, stopped offering cash-back rewards, and also began charging a monthly “participation fee.” Meanwhile, existing holders have encountered issues. In early 2024, Tomo confirmed that spending has been temporarily disabled for certain existing cardholders. The company says those accounts are still being reported to credit bureaus and have not been terminated. Tomo claims it is preparing to launch a new product, but it’s unclear what that will mean for existing cardholders.

2 months ago I’ve got SMS with “final notice” but they keep coming til this day.F THIS COMPANY I hope they go broke. You’ll pay $2.99 per month ($35.88 annually) to hold the card. Among cards for poor credit, that’s not an outrageous cost, especially given TomoCredit’s unique underwriting formula and the card’s potentially generous credit limit. Depending on the factors that TomoCredit weighs in its underwriting, it’s possible to get a credit limit of up to $10,000. After making the first payment on time, you may also see your credit limit increase, Kim says. I’m only giving this a 2-star rating because Tomoboost does exist.

Also unlike traditional credit card issuers — which usually conduct a hard inquiry when reviewing your application — TomoCredit never runs a credit check. Instead, the company’s proprietary technology can weigh many data points, a key few being your income (or income potential) and your account balances. The bank that issues the card, New York-based Community Federal Savings Bank, uses this data to determine whether you’re a good candidate for the card. But they keep advertising it.I tried to request a refund, but only receive automated email reply. Nope ever contacted me back after 3 months now.I locked my card so they can’t charge me for credit score boasting subscription, and now I’m being spammed with SMS about my upcoming service termination.

I am at my wits end with this company and I need to scream at someone on the phone lol. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations. Contact the Tomo Credit Card customer service team and inform them about your loss. They will then send you a new replacement card by cancelling the previous one. I was just trying desperately to reach someone in their customer service to get a few questions answered before joining. I’ve tried emailing them with not one response.

Multiple attempts to reach the company for follow-up information have been unsuccessful. Took months to settle a problem, bad business and I was charged for recurring payments though I requested to cancel. I had tomo credit card, was ok until they closed it on me and switched me to a “credit reporting” plan, reports good credit when you pay bills etc. They have no phone number and it took months for them to cancel a recurring subscription, was charged for months while waiting for a resolution. I won’t even call it a company because it doesn’t operate like a business.

But it’s worth noting that when the Tomo Credit Card first launched in 2021, it charged no such monthly fees. With this, you can cancel or close your Tomo Boost Credit Card. Follow the steps carefully, if you cancel the card from your account.

In this way, the Tomo Credit Card is similar to other alternative credit cards that can use unique underwriting techniques that aren’t necessarily tied to credit scores. But that doesn’t mean the card is right for everyone. For one thing, in lieu of interest, you will owe how many stocks should you own a monthly “participation fee” that adds up to almost $36 each year. And for another, the card is now on a waitlist, and some existing customers have reported problems using their cards.

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